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Payment Policy

Payment Policy

Signature Watches | Last Updated: May 27, 2026 | Website: https://goshopcara.com/

Accepted payment

methods

Displayed at checkout.

Currency

Displayed at checkout, typically U.S. dollars for U.S. customers.

Payment review

Orders may be reviewed for fraud, authorization, and address

accuracy.

Refund method

Original payment method unless otherwise required or

unavailable.

Import charges

Customer responsibility unless checkout says prepaid.

1. Payment Overview

This Payment Policy explains how payments are handled when you purchase from Signature Watches. We sell

watches from Hong Kong to customers in the United States and accept payment methods shown at

checkout.

2. Accepted Payment Methods

Accepted payment methods are displayed during checkout and may include credit cards, debit cards,

digital wallets, payment platforms, or other payment options supported by our ecommerce and payment

processing providers. Available methods may vary by device, location, order value, fraud review,

processor availability, and website configuration.

3. Payment Authorization and Capture

When you place an order, your payment method may be authorized, charged, or otherwise verified

depending on the payment method and processor. An order confirmation does not always mean the order

has been accepted or shipped. We may still review payment, inventory, address accuracy, fraud risk, and

policy compliance.

4. Fraud Review and Verification

To protect customers and our business, orders may be screened for fraud, unauthorized use, chargeback

risk, payment mismatch, address mismatch, unusual order behavior, or suspicious activity. We may

request additional verification or cancel an order if we cannot verify the transaction.

  • We may decline orders with mismatched billing and shipping information.
  • We may decline orders that appear to use unauthorized payment methods.
  • We may decline orders involving freight forwarders, unsupported addresses, or high-risk delivery

locations.

  • We may cancel orders when the payment processor, card issuer, or fraud prevention provider flags the

transaction.

5. Pricing and Currency

Prices are shown on the website and at checkout. The checkout price controls for an accepted order

unless there is an obvious error, system malfunction, unauthorized discount, inventory issue, or other

problem requiring cancellation or correction before shipment.

If prices are displayed in U.S. dollars, your bank or payment provider may still apply conversion fees,

international transaction fees, card issuer fees, or other charges depending on your account and payment

method. We do not control those charges.

6. Taxes, Duties, and Import Charges

Because orders ship from Hong Kong to the United States, import duties, taxes, brokerage fees, customs

processing charges, or carrier collection fees may apply. Unless checkout clearly states that these

charges are prepaid, the customer is responsible for charges assessed by customs authorities, carriers,

card issuers, banks, or payment providers.

7. Failed or Declined Payments

If a payment is declined, fails authorization, is reversed, or cannot be verified, the order may not be

processed. We may contact you to request updated payment information, or we may cancel the order. We

do not ship orders unless payment is successfully processed or otherwise approved under our systems.

8. Refunds

Refunds are governed by our Return and Refund Policy. We only accept returns for approved

manufacturer defects. If a refund is approved, it will generally be issued to the original payment method.

Processing time depends on the payment processor, card issuer, bank, and payment platform.

9. Chargebacks and Payment Disputes

If you believe there is a problem with an order, contact us first so we can investigate. If you file a payment

dispute or chargeback, we may provide the payment processor with order records, tracking information,

delivery records, communication history, policy pages, fraud review records, and other evidence relevant

to the dispute.

Opening a chargeback may delay direct support resolution because the matter may need to be handled

through the payment processor's formal dispute process.

10. Promotions, Discounts, and Errors

Discount codes and promotions may be limited by time, product, customer, quantity, region, order value,

or other conditions. We may cancel or adjust orders involving expired codes, unauthorized codes,

technical errors, pricing errors, promotion abuse, or other misuse.

11. Security

Do not email full card numbers, card security codes, banking passwords, or sensitive payment credentials.

Payment information is handled by payment processors and checkout providers. We may receive limited

payment details such as transaction ID, card brand, last four digits, authorization status, and fraud review

result.

12. Contact

For payment questions, contact SP@VIP.com. Include your order number, email used at checkout, and a

short explanation of the issue. Do not include full card numbers or sensitive payment credentials.